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Work out your next step

Training loan repayment calculator

Explore a fixed-rate borrowing scenario before you sign. See the monthly commitment, interest and separately paid fees.

Your numbers remain in this browser tab. Nothing is submitted or saved automatically.

Enter your figures and select Calculate. All costs start at zero so you can build your own scenario.

Check the assumptions

Use a written price for the exact course, campus and start date. Confirm payment and aid-disbursement dates with the school. These tools use your inputs and do not determine aid, tax or loan eligibility. Cash-flow planning does not add forgone earnings to bills a second time.

Reference: Federal Student Aid: understanding an aid offer and loan interest and fees. Calculations are our stated scenario models.